Health Plans

  •  Need a new health plan for 2016?

    Find out all your options for choosing a 2016 plan. Start by telling us how you purchased your 2015 plan.

  • The regular open enrollment period for 2015 individual health coverage ended February 15. But if you or your family has experienced certain life events, such as getting married or divorced, having a child, or losing a job, you may be able to apply for coverage or change plans now, in a special enrollment period.

    Learn more

    If you don’t qualify for a special enrollment, your opportunity to apply for 2016 health coverage will be in the fall of 2015.

    If you qualify for a special enrollment, find the right plan for you

    To fit your healthcare needs, LifeWise has a variety of plans (gold, silver, and bronze) and funding options such as HSAs available to fit your healthcare needs. LifeWise can help you learn more about options and to find a plan that is right for you.

    Call us at 844-299-5433 and we will help you every step of the way.

    Compare plans
  • Exciting additions to our provider networks

    For 2015 our network now includes:

    • Seattle Children’s Hospital
    • MultiCare Health System (includes Allenmore Hospital, Auburn Medical Center, Good Samaritan Hospital, Mary Bridge Children's Hospital and Tacoma General Hospital)
    • Swedish Health Services
    • UW Medicine (includes the University of Washington Medical Center and Harborview Medical Center)
    • Virginia Mason Hospital and Medical Center
    • Overlake Hospital Medical Center
    • Northwest Hospital
    • Evergreen Health
    • CHI Franciscan Health
    • Providence Health & Services, and more

    2015 LifeWise health plan summaries

  • Monthly health plan rates

    The monthly amount you pay for your health plan depends on: plan level, (gold, silver, or bronze), the number of people to be covered, tobacco usage, and your location.


  • All our health plans include the 10 essential benefits as required by the Affordable Care Act (ACA).

    Read our informational brochure –it includes a convenient comparison of plan benefits.

    Ready to enroll? Complete the enrollment form

    Questions? Call us at 844-299-5433.

      Help with cost

      You may be eligible for help with paying for your health plan, depending on your annual household income and the number of people in your family. This help comes in the form of a federal tax credit—also known as a subsidy. We can help you determine whether you may qualify for this financial help, and if so, we'll help you with the application process through Washington Healthplanfinder.

      Learn more about whether you qualify.

      LifeWise representatives can quickly confirm your subsidy eligibility, sign you up through Washington Healthplanfinder, or enroll you directly in a LifeWise health plan.

      Call us at 844-299-5433 and we’ll help you choose the best health plan for you and your family.

    • Since 2014, all new health plans have been required by the federal Affordable Care Act (ACA) to include these 10 essential benefits:

      1. Outpatient care - care you receive without being admitted to a hospital
      2. Emergency care - trips to the emergency room
      3. Inpatient care - treatment in the hospital for inpatient care
      4. Maternity and newborn care - care before and after your baby is born
      5. Mental health and substance use disorder services - behavioral health treatment, counseling, and psychotherapy
      6. Prescription drug coverage
      7. Rehabilitative and habilitative services - services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more
      8. Laboratory services - lab tests
      9. Preventive and wellness services - counseling, screenings, and vaccines to keep you healthy and to manage a chronic illness
      10. Pediatric services - dental and vision care for children under age 19

      Note: Some “grandfathered” plans may not include all of these benefits. Under the ACA, if you had your current plan before March 23, 2010, and have not made any changes since then, you're considered to be a grandfathered member, and your plan may not be subject to some of the provisions required by the ACA.

      Individual Supplemental Guides -Includes Privacy Policy, Provider Organization, Key Utilization Management Procedures, and Pharmaceutical Management Procedures:

      Supplemental Guide for Individual Plans

      Summary of Benefits and Coverage