Health Plans

  • The regular open enrollment period to buy a 2016 individual health plan ended January 31. However, if you qualify, you may be able to apply for coverage now, in a special enrollment period. Learn more about special enrollment. If you qualify, call us at 844-LIFEWISE for help in choosing a plan that’s right for you. You can also use our calculator below to find of if you qualify for help paying for your plan with a subsidy or tax credit.

    As part of the application process, you will be asked to provide proof of Washington state residency. Your completed application and supporting documentation must be received within 60 days of the major life event.

  • Save money on your health plan

    You're not alone if you're concerned about the price of health plans. The good news is that most Washington residents qualify for help paying for their plans with subsidies and tax credits.

    Use our subsidy calculator to find out if you qualify. If it looks like you do, be sure to enroll via Washington Healthplanfinder. We can help you do that; call us at 888-304-0693 if you need help.

  • Find out if you might qualify for a subsidy and how much help you could get.

    What is your age?

    • Why choose us

      LifeWise has an extensive provider network with doctors and hospitals across the Pacific Northwest, including most major health systems in Washington.

      And we know that deciding on a health plan—and using one—can be confusing, especially if you haven't had health coverage in a while. While we can't simplify the world of healthcare, what we've done is explain any unfamiliar health plan words and terms for you, so it feels less overwhelming.

      And if you need help, we're just a phone call away. When you become a member of one of our health plans, you'll be able to send us secure, private emails when you have questions—so you can contact us when it's most convenient for you.

    • Find a doctor

      If you have a doctor or healthcare provider you prefer, use the Find a Doctor tool before you choose a plan. That way, you can make sure your doctor is an in-network. member of the plan you buy. It's a smart move to help save money.

      If you haven't seen a doctor for a while, the Find a Doctor tool can help you find someone near you. You can find doctors whose office is open late at night, and even on weekends, too.

      Find a doctor

  • Explore plans or get a quote

    Need help? Call us at 888-304-0693 or view our frequently asked questions.

    Get quote

  • Since 2014, all new health plans are required by the federal Affordable Care Act (ACA) to include these 10 essential benefits:

    1. Outpatient care - care you receive without being admitted to a hospital
    2. Emergency care - trips to the emergency room
    3. Inpatient care - treatment in the hospital for inpatient care
    4. Maternity and newborn care - care before and after your baby is born
    5. Mental health and substance use disorder services - behavioral health treatment, counseling, and psychotherapy
    6. Prescription drug coverage
    7. Rehabilitative and habilitative Services - services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more
    8. Laboratory services - lab tests
    9. Preventive and wellness services - counseling, screenings, and vaccines to keep you healthy and to manage a chronic illness
    10. Pediatric services - dental and vision care for children under age 19

    Note: Some "grandfathered" plans may not include all of these benefits. Under the ACA, if you had your current plan before March 23, 2010 and have not made any changes since then, you are considered to be a grandfathered member, and your plan may not be subject to some of the provisions required by the ACA.